Most of you should know by now that it is probably not a great idea to use the same password for all the different web sites you use. Remembering all of these passwords can be a pain. Luckily, there are a ton of password managers you can download.

I use Password Agent from Moon Software (http://www.moonsoftware.com/pwagent.asp). It is simple to use and organizes your accounts into folders. Everything is encrypted so you need to enter a password when the program launches. Here are some tips:

• Use the password generator feature to generate random/complex passwords for the websites you use less often (or sites with sensitive information). There is no need to memorize the password since you can look it up anytime.
• Copy the program and your password file to a flash drive so you can access your passwords anywhere.
• Use Hot Key Plus (http://www.brianapps.net/hotkeyplus) so you can quickly launch Password Agent by hitting Win+P.
• Change your password(s) if you've been using a public computer (e.g., at an internet cafe)